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June 2012
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Middle class getting stuck paying for ACA



Is anyone surprised that the Murray-Calloway County Hospital took a hit on receivables due to Medicaid versus paying customers? How many who thought ACA was a great idea are realizing now that someone has to pay for that, meaning the middle class and health care providers will get stuck with the bill?

Before ACA I was proud of where I worked and the great benefits I had, including great insurance. Now, thanks to a huge tax, my company will no longer offer that great plan so they can remain competitive, but instead a high-deductible plan meaning I will see a 15-17 percent decrease in disposable income in 2015. I am sure I am not the only one in this situation, meaning there will be less disposable income going toward new homes, cars and other manufactured consumer goods and while this new plan may be encouraging to people who wanted insurance now, it is very discouraging to people who have maintained coverage all of their working lives.

The word "universal" in my mind means everyone pays their share, which is not what we have in ACA. We have a plan where many are getting rewarded for irresponsible behavior while hard-working middle class folks are paying the costs of that poor behavior.

I encourage all working and non-working citizens to think about the economic model we are seeing from our current administration both at the state and federal levels, and ask themselves: Is this sustainable? If that question is answered honestly we are in for better times; if not, we will continue to see the middle class shrink while the current model deteriorates, which means "progressively" worse.



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